The objective of the BCV Pension 10 sub-fund is to generate regular income and moderate capital gains over time. It invests, directly or indirectly, at least 100% of its assets in bonds issued by private or public issuers worldwide, and a maximum of 25% in equities issued by companies worldwide. It is also authorised to invest up to a maximum of 10% in real estate, via units of collective investment schemes and real estate companies. The management of the sub-fund takes into account the requirements of the Ordinance on the management of assets under trusteeship and guardianship (OGPCT). When selecting investments, the legal provisions concerning occupational pensions, survivors and invalidity (OPP 2) will also be taken into account. Investment decisions are guided by financial objectives and criteria, while also taking into account environmental, social and governance (ESG) criteria in order to reduce ESG risks for financial purposes, without having a sustainability objective. The sub-fund is not managed sustainably.