Your investor profile

As a general rule, investors can be placed in three main categories according to their risk exposure and expected returns.

You may therefore correspond to one of the following investor profiles:

The conservative investor believes that security is primordial and wishes to reduce price fluctuations to a minimum. Market losses tend to trigger strong emotional reactions among such investors.

This type of investor generally wishes to earn steady returns in the form of interest or dividend payments. He prefers low-risk investment categories, such as money-market or bond funds. These sort of investment categories provide investors with consistent returns on investment but also lower ones.

The balanced investor seeks an equilibrium between security, capital growth and capital income. Investors in this category tend to have more moderate emotional reactions, though they are not indifferent to market losses.

Balanced investors are willing to tolerate certain risks in order to realise long-term gains. They favour investment funds composed of variable equity and bond segments, such as asset-allocation funds.

Ambitious and aggressive investors prefer capital growth to investment income. Their emotional reactions are restrained and their confidence in the long-term market outlook remains intact, even during severe market corrections. They seek investments likely to generate above-average returns over the medium and long term. Therefore, investors in this category naturally prefer pure equity funds, such as emerging-market, sector or hedge funds.

If you wish to learn more about your investor profile, why not try a simulation?